LOW LOW LOW MORTGAGE RATES - HOEM MORTGAGES - 604-728-2645 in Surrey, British Columbia

Hello my name is Darren Hoem of Hoem Mortgages. Catchy name don't you think?
There is no point in going to a bank to get a mortgage. One call to me and I can source over 70 lenders to find you the best rate available. And best of all, IT'S FREE!

That is right, I do not charge you a penny and I do all the leg work for you.

There are many situations where you might need a mortgage broker

1) When you need a mortgage. First-time Home buyer, Second Home, Rental, Transfer, Renegotiation. I am here for all your mortgage needs

2) When you need extra funds:
- Home Equity Loans
- Refinance
- Renovation
I am there to help you finance all of your major goals.

3) When you need to consolidate your debts
- Life catches up to all of us at certain times. Debt builds and builds and if not dealt with correctly the debts can become unmanageable. I am here to find you the best solution to maintain your debt.

We also offer a very unique feature:
We can conduct a free Annual Mortgage Review.
Even if you are 2 years into your 5 year term, we can review your financing and try to save you money. This allows us to make sure your mortgage as well as other debts are managed properly. There is no need to pay extra money in unnecessary interest costs. We have managed to save clients over $500,000 with our Mortgage Optimization Process. Why not you?

Contact Darren Hoem of Hoem Mortgages at

Website: www.HoemMortgages.com